Civil Actions (Plaintiff)
Representation as a plaintiff in connection with the filing of a civil action subject to the jurisdiction of the District Court. Representation shall be limited to actions in the District Court. Claim must exceed $400. Collection of judgements covered under the Expanded Coverage Rider/Extended Benefits. No representation shall be available under this item for any action that the Plan Attorney deems is either non-meritorious, calculated to be vexatious only, or a non-material or non-consequential nature which would be contrary to public policy.

For the Legal Resources™ MasterPlan Contract: In the event any damages are recovered or some form of monetary benefit received, the first one thousand dollars ($1,000) of any such recovery shall be free from fee assessment by the Plan Attorney. The one thousand dollar ($1,000) exclusion does not apply to Personal Injury Claims (see Personal Injury Section). With respect to any excess, however, a contingency fee may be assessed by prior written agreement between the Covered Person and the Plan Attorney. If legal fees are awardable by either statute, rule of court, or contract, the Plan Attorney shall be entitled to the full amount of such fees.