Purchase of Primary Residence
The Member is entitled to legal assistance and representation in connection with the sale, purchase and/or refinance of the Member's primary dwelling. If purchasing, this includes representation in relation to the purchase of the primary family dwelling. Representation will be on either the purchase and closing of the lot, or the closing on a construction loan, or the closing on a permanent mortgage, but not each individually unless they are combined into a single closing. If selling, this includes contract review and deed preparation for the Member. If refinancing, this includes representation in relation to the refinance of the primary dwelling. The real estate benefit is not transferable to dependents or non-members involved in the transaction.

This shall not include the performance of any title search or surveys, or situations involving special circumstances (such as liens or title issues) as deemed by the Plan Attorney (see Expanded Coverage Rider/Extended Benefits). In Real Estate cases where closing services are provided for the Member (by a builder, real estate agent, title company, etc.), representation will not be provided. However, if circumstances develop in the closing which leave the Member without representation, the Plan Attorney will provide representation.

The Plan Attorney is not responsible for administrative costs associated with the closing. A minimum $50 administrative fee will be charged to cover non-attorney costs.